Accident
April 24, 2008 1:12 pm BusinessI had never used my credit card before to pay for things that I did not anticipate I could not pay off the following month. Recently I got involved in a car accident that put me out of work for a couple of months and it was the first time I had a balance on my credit card. I did not realize how fast the interest payments add up and now I find myself in a really bad state. I am still out of work but eventually I will earn the money back and be able to pay everything. In the meantime, I am looking for an individual voluntary arrangement with my creditors to pacify them until I am back on my feet.